The two most important words after your car accident.

So what exactly is “diminished value”?

If you’ve been in a car accident you may be entitled to a check from the insurance company of the at-fault driver for the DIMINISHED VALUE of your vehicle.

How do I know if I have diminished value?

Use this diminished value checklist to help determine if you have a diminished value loss. You may be able to file a claim to recover it if the following applies. Your vehicle:

  • Is newer with lower mileage (typically 7 years old or newer with less than 100,000 miles)
  • Was in good condition prior to the accident
  • Does not have a previous accident history or if it was in an accident, the previous damage was minor
  • Another driver was at-fault in your accident
  • You own the vehicle and it’s not leased

A newer vehicle has the potential for more diminished value because it has a higher fair market value than an older vehicle does prior to an accident.

Can I get diminished value for an older vehicle or a classic car?

Once a car reaches 10 years old, the fair market value of the vehicle usually isn’t worth very much so very little diminished value is created after an accident.

Classic, exotic, and collector cars are an exception to the age rule and these types of vehicles will result in more diminished value than an average older vehicle if they are damaged in a car accident. It will be difficult to pursue a diminished value claim on a very old, average vehicle.

You’ll be more SUCCESSFUL FILING A DIMINISHED VALUE CLAIM if your vehicle has less than 100,000 miles. It’s not impossible to recover diminished value on a car that has over 100,000 miles, however it will be more challenging to SUPPORT A CLAIM WITH AN INSURANCE COMPANY.

The more expensive your vehicle is, the greater the amount your diminished value loss will be after a car accident. You’ll also have more diminished value if your car was in good condition prior to the car accident. Air bag deployment and structural/frame damage also increases the amount of diminished value.

Why will the at-fault insurance company give me a diminished value settlement?

An accident permanently changes the condition rating of your vehicle. Prior to accident damage, your car’s condition can be rated as “excellent”. After an accident, the condition rating of your vehicle is lowered to a category such as “average, fair, or rough” depending on the nature and severity of the damage.  This lower rating diminishes the resale value of your vehicle and the at-fault insurance company will compensate you for that diminished value.

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DVCHECK is a nationwide provider of DIMINISHED VALUE REPORTS. We can help you document, demand, negotiate and recover your car’s diminished value after an accident. To file a claim after your accident, ORDER our diminished value report today! If you have questions about our diminished value checklist, CONTACT US with your questions.

Over $5,000 of diminished value claimed after their accident!
$8,731.10 of diminished value claimed a year after their accident!
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I hired Jim, DVCheck, after an accident with my 2019 BMW. I originally hired another Diminished Value company who provided me with very limited supporting documents and a low offer submission. I felt the information they provided me would have not been enough to give me a fighting chance to get a reasonable settlement. I did more research and found Jim's website. Once I enlisted him on my side, he not only provided detailed supporting documentation; but guided me through the entire process (even when the insurance company did not accept my first counter offer after the insulting $900 check they offered). With his guidance, I was able to settle for $9,000. This says it all!

Brenda DirenzoTurned a $900 offer into a $9,000 check!

I am very impressed with the work Jim did at DVCHECK! I have two diminished value claims that Jim worked on for me. After the insurance companies gave me a low ball offers that combined only totaled a $1000, DVCHECK was able to negotiate at $6300 settlement! Well worth the investment!

Jason Bostian$1,000 offer turned into a $6,300 check!

Jim made navigating a diminished value claim easy. He supplied me with all the necessary paperwork to submit to the insurance company and was available to consult with me when negotiating their settlement. At first I was reluctant to pay a fee for what I thought I could do myself, but he provided value well beyond what I paid. would highly recommend his service.

Dan Peschio

Jim from DVCheck is a rockstar. I had been battling an extremely difficult insurance company for over 5 months to be compensated for damage to my car, mind you I was dealing with the at fault insurance company which always makes it more fun. For my diminished value the insurance company came in with an insanely low number even after Jim provided them with his detailed assessment. I reached back out to Jim again after this occurred and he quickly stepped in and informed me to refuse the offer and consulted me on my next steps by making me aware of a statue that was in place (of course the insurance company didn’t share this when making their offer). In the end he was able to get a settlement with the insurance company which was $9k more than the initial offer.

Jeremy Brick

Jim was fantastic! He assisted through the whole process of dealing with the insurance company. I received a settlement of 3x what the insurance initially offered thanks to Jim’s help. I highly recommend DVCHECK!

Andrew Mix
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