How Diminished Value Works

Here Are The Two Most Important Words You Need to Know After Your Accident….


If you’ve been in a car accident, you may be entitled to a check from the insurance company of the at-fault driver for the DIMINISHED VALUE of your vehicle.

An accident can wreck your vehicle’s value, but it doesn’t have to come out of Your Pocket!

If you’re like most people, you probably have some questions about how everything works and what to expect.

DVCHECK Diminished Value Claim Process



Request a free estimate or call us to learn how much diminished value you can claim.


We will review your claim and provide you with an approximate range of your diminished value. You’ll have an opportunity to ask questions and have your concerns addressed.


Purchase your diminished value appraisal report. We charge a one-time, flat fee up front, typically $300 for most claims. We will email you an appraisal and demand letter that you’ll submit to the insurance company.


We consult with you throughout the claim process. Our ongoing assistance includes helping you build up additional evidence as well as personalized coaching to help address any issues that may arise.


Get Paid! Insurance company sends a diminished value settlement check to you.

See if you qualify for a diminished value claim

Use the following checklist to help determine if you qualify. You may be able to file a diminished value claim if the following applies. 


Your Vehicle:

Is newer with low mileage (less than 7 years old with under 100,000 miles)

Was in good condition prior to the accident

Does not have a previous accident history or if it was in an accident before, the previous damage was minor

You own the vehicle and it’s not leased (making loan payments/financing is fine)

Another driver was at-fault for the accident

Top 3 Frequently Asked Questions:

Do I have to deal with the insurance company or does DVCHECK handle everything?

If the insurance company is being difficult, we can assist you by giving you advice on what to do next and what to say, however, we cannot speak to the insurance on your behalf. 

We provide you with a certified diminished value appraisal and a demand letter that you’ll submit to the insurance company.

The ongoing assistance that we provide to you is consulting directly to you so that you can be successful and maximize your diminished value settlement.

How much diminished value do I have?

Give us a call or request a free estimate and we will provide you with an approximate range of your diminished value loss.

The more damage you have, the easier it will be to get a large diminished value settlement amount.

A newer vehicle has the potential for more diminished value because it has a higher fair market value than an older vehicle does.

On average, most diminished value claims will be 10% to 25% of the market value of your car.

How to Prove Diminished Value

Most insurance companies will require that you provide proof of your diminished value, but they won’t tell you how to do it.

The best way to prove a diminished value claim is by getting a diminished value appraisal from a licensed independent appraiser. Once you submit a diminished value appraisal report from a competent appraiser, most insurance companies will make a settlement offer.

We Make It Simple To Recover Your Diminished Value!

We understand how insurance companies think and what they’re looking for when they’re evaluating a diminished value claim. This insider knowledge and the quality of our diminished value appraisal reports will help ensure you receive the maximum payout possible. We help you get the settlement you deserve!


or Call Us Today (704) 327-3538

$5,000+ diminished value claim settlement after their accident!
$8,731.10 of diminished value claimed a year after their accident!
Over $3,300 settled following our proven process!

Helping Customers Nationwide With Their

Diminished Value Claims

Why hire DVCHECK for your claim?

We’ve helped people just like you recover millions of dollars over the years

Personalized expert assistance until your claim is settled

Top Rated Diminished Value Appraisal Company in the country with hundreds of 5 star reviews and an A+ BBB Rating

Licensed and Certified Auto Appraisers with decades of experience

A risk-free experience with our Money Back Guarantee to ensure you’ll recover more than the cost of the appraisal report fee.

Don’t just take our word for it.

See what our customers are saying!

I hired Jim, DVCheck, after an accident with my 2019 BMW. I originally hired another Diminished Value company who provided me with very limited supporting documents and a low offer submission. I felt the information they provided me would have not been enough to give me a fighting chance to get a reasonable settlement. I did more research and found Jim's website. Once I enlisted him on my side, he not only provided detailed supporting documentation; but guided me through the entire process (even when the insurance company did not accept my first counter offer after the insulting $900 check they offered). With his guidance, I was able to settle for $9,000. This says it all!

Brenda DirenzoTurned a $900 offer into a $9,000 check!

I am very impressed with the work Jim did at DVCHECK! I have two diminished value claims that Jim worked on for me. After the insurance companies gave me a low ball offers that combined only totaled a $1000, DVCHECK was able to negotiate at $6300 settlement! Well worth the investment!

Jason Bostian$1,000 offer turned into a $6,300 check!

Jim made navigating a diminished value claim easy. He supplied me with all the necessary paperwork to submit to the insurance company and was available to consult with me when negotiating their settlement. At first I was reluctant to pay a fee for what I thought I could do myself, but he provided value well beyond what I paid. would highly recommend his service.

Dan Peschio

Jim from DVCheck is a rockstar. I had been battling an extremely difficult insurance company for over 5 months to be compensated for damage to my car, mind you I was dealing with the at fault insurance company which always makes it more fun. For my diminished value the insurance company came in with an insanely low number even after Jim provided them with his detailed assessment. I reached back out to Jim again after this occurred and he quickly stepped in and informed me to refuse the offer and consulted me on my next steps by making me aware of a statue that was in place (of course the insurance company didn’t share this when making their offer). In the end he was able to get a settlement with the insurance company which was $9k more than the initial offer.

Jeremy Brick

Jim was fantastic! He assisted through the whole process of dealing with the insurance company. I received a settlement of 3x what the insurance initially offered thanks to Jim’s help. I highly recommend DVCHECK!

Andrew Mix
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